Autónomo calculator
Cuota, IRPF and IVA for the first three years of self-employment.
Updated September 2026Office rent, coworking, equipment, software, professional services.
IRPF (Income Tax)
€13,846
On €49,040 taxable
Social Security Cuota
€960
€80/month
IVA to Pay (quarterly)
€10,500
€12,600 collected − €2,100 deducted
Total Tax + Cuota
€14,806
Effective Rate
24.7%
Net Income
€45,194
Quarterly Filing Obligations
Modelo 303 (IVA)
Due: Apr 20, Jul 20, Oct 20, Jan 30
Modelo 130 (IRPF advance)
20% of quarterly profit, same deadlines
Modelo 100 (Annual IRPF)
Due: April–June of following year
Modelo 390 (Annual IVA summary)
Due: January 30
Employed? You might save more with the Beckham Law
If you have a Spanish employment contract, the Beckham Law offers a flat 24% rate for 6 years.
Compare with Beckham Law*Simplified estimate. Consult a gestor for your specific situation. Regional variations and individual deductions may apply.
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Beckham calculator
Compare the flat 24% regime against standard IRPF on your income.
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